REALTY SAVERS BUYER TOOL
First-Time Home Buyer Checklist
A clear path from budget and buying power to move-in day.
Budget and Buying Power
- Set a comfortable budget and review buying power.
- Discuss pre-approval, down payment, closing costs, reserves, and insurance.
Home Search and Offer
- Define location, property type, priorities, and timing.
- Review disclosures, value, offer terms, earnest money, contingencies, and inspection.
Appraisal, Loan, and Closing
- Complete appraisal, loan conditions, insurance, final walkthrough, signing, closing, recording, and move-in.
First-Time Buyer Guide
Mortgage & Buying Power
Buyer Closing Costs
California Escrow Process
Home Inspection Guide
Educational information only. Confirm transaction-specific requirements with your licensed professionals.