Buying and Selling at the Same Time

A planning hub for homeowners coordinating value, equity, financing, two escrows, and the next home.

Start with the numbers

Review current value, mortgage payoff, HELOC, estimated seller net, down payment, buying power, closing costs, reserves, and the possibility of carrying two housing payments.

Sell first or buy first?

Selling first can clarify proceeds and reduce carrying risk. Buying first can protect timing but may require stronger reserves, financing capacity, or a contingent offer. There is no universal answer.

Coordinate the timeline

• Align home search timing with listing preparation and showing access.
• Plan two escrows, inspections, appraisal, loan conditions, movers, and temporary housing.
• Build a backup plan for delays, repairs, rate changes, or a slower sale.

Home Value · Seller Net · HELOC Guide · Buying Power · Personalized Search

Plan My Move-Up Strategy

Educational information only. Financing, contract, tax, legal, title, escrow, and timing decisions require appropriate professionals.